
Why “Net Worth” Might Be Keeping You Broke
Most people obsess over net worth, but it’s your cash flow that actually determines how free you feel day to day.
Insights, strategies, and practical guidance on building wealth from 35+ years on Wall Street.

Most people obsess over net worth, but it’s your cash flow that actually determines how free you feel day to day.

Here's the thing nobody tells you: inflation is basically a slow-motion pickpocket. No dramatic market crash. No scary news alerts. Just your dollars quietly losing power while you're busy checking if your portfolio is 'up.'

A no-BS guide to long-term investing for beginners. Learn why most people fail at building wealth and discover how to create a simple, rules-based system that actually works when markets get scary.

Want to quit your 9–6, start a company, or go back to school? Build a Freedom Fund that lets you walk away with confidence and a financial cushion.

Thinking about buying crypto for the first time? Before you jump in, let’s talk about what you’re actually getting into: the real potential, the actual risks, and whether it’s right for you.

The Fed just made borrowing cheaper, and quietly rewired how your money moves. In this issue, we break down, in under 5 minutes, how a rate cut can lower your bills, boost your investing options, and give you a perfect window to clean up expensive debt.

What are DRIP plans and why do experienced investors love them? Learn how dividend reinvestment can supercharge your long-term portfolio growth.

Struggling financially? It’s not your fault. Learn why the system changed, how inflation punishes savers, and what you can do to start building real wealth.

Learn how fractional shares let you own Tesla, Amazon, Apple & Nvidia without paying full share prices. Start investing in elite stocks with any budget today.